Loan types
Business loan types compared
Twelve kinds of business finance, each one set against its closest alternatives: what it suits, what it asks of you, how it is repaid and when something else would serve you better.
Unsecured business loans
Unsecured business loans in Australia compared with secured loans, lines of credit and invoice finance: who they suit, what they ask and the real trade-offs.
Read more →Secured business loans
Secured business loans in Australia compared: first mortgages, second mortgages and caveat loans against unsecured lending, with costs, speed and risks.
Read more →Business term loans
Business term loans in Australia compared with lines of credit, overdrafts and equipment finance: how terms, repayments and early payout really differ.
Read more →Working capital loans
Working capital loans in Australia compared with lines of credit, invoice finance and stock finance. Work out which one fixes your particular cash flow gap.
Read more →Line of credit
A business line of credit compared with an overdraft, a business credit card and a term loan: how limits, fees and repayments differ for Australian owners.
Read more →Invoice finance
Invoice finance in Australia compared: factoring vs discounting, and how both stack up against a line of credit or short-term loan when customers pay slowly.
Read more →Equipment finance
Equipment finance in Australia compared: chattel mortgage, finance lease, hire purchase and unsecured loans, with ownership, GST, balloons and terms explained.
Read more →Commercial property loans
Commercial property loans in Australia compared: buying premises, refinancing and releasing equity, with deposits, valuations, terms and what lenders check.
Read more →Fast business loans
Fast business loans in Australia compared: quick unsecured options, caveat loans and lines of credit, and what you trade in cost and terms for speed.
Read more →Bad credit business loans
Bad credit business loans in Australia compared: which options still work after defaults, judgements or ATO debt, and how security and time change the picture.
Read more →Low doc business loans
Low doc business loans in Australia compared with full-doc and no-doc options: what you can use instead of tax returns, and what lighter paperwork costs.
Read more →Tax debt loans
Tax debt loans compared with an ATO payment plan: total cost, deductibility of interest, credit reporting and when borrowing to pay the ATO makes sense.
Read more →See what your business could qualify for
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